Home Reserve Planby CBAB Investments
The HOA method, for one house

Your roof has a due date. So does everything else.

Condo associations plan years ahead with a reserve study. Do the same for your home: see what wears out, when, what it costs, and the one monthly number that covers it.

Free Estimate About 5 minutes · no sign-up

71-second explainer · sound on · captions on screen

How it works

Four steps, from the reserve-study standard

1

Inventory

List the parts of your home that wear out and cost $500 or more to replace.

2

Condition

Note each one's age. Snap a photo of its data plate for your house manual.

3

Life and cost

Start from published typical lifespans and costs, then change any number to your own quote.

4

Funding plan

Get one monthly amount, a 30-year schedule, and how funded you are today.

Free estimate

Your home's reserve estimate

Example home loaded: change anything
Loading…

1 · The basics

Sets roof and window prices from Cost vs Value 2025.
Other costs are national. Set this from a local quote.

2 · What wears out

Untick what you don't have. Every number is editable. Yellow tags need your own quote (no reliable national figure).

ComponentInstalledLife (yrs)Cost todayDueSource
Set aside each month
$0
Percent funded today
0%
Next up

    30-year picture

    Replacement costs that yearSavings balance on this plan
    Home Reserve Plan
    $29 one time
    • Full 30-year schedule, year by year
    • Your House Manual: model, serial, location and notes for every item
    • Copy to your spreadsheet (CSV)

    Secure checkout by Stripe · 30-day money-back guarantee

    Pricing

    Start free. Go as deep as you want.

    Free estimate

    $0
    • Explainer video
    • Your monthly number and percent funded
    • Next items due and the 30-year chart
    Use the estimator

    Home Reserve Plan

    $29
    • Everything in Free
    • Full year-by-year schedule
    • House Manual for every component
    • CSV for your spreadsheet

    Done with you

    $349
    • 90-minute video walk-through with Collin
    • We read your data plates and set real local costs
    • Written plan within 3 days
    • From a team with HOA management, construction and rental experience
    Sources and fine print

    Where the numbers come from

    The Home Reserve Plan is a homeowner planning tool. It is not a reserve study by a credentialed Reserve Specialist (RS) or Professional Reserve Analyst (PRA), not a home inspection, and not financial advice. Lifespans and costs are typical national figures; get local quotes before you budget. Method adapted from the Community Associations Institute National Reserve Study Standards: component inventory, condition, life and cost, fund status and funding plan.